Chornyak & Associates


With more than 30 years' experience in the financial planning field, Joe is the managing partner of the firm. His financial advisory philosophy is based upon broad investment diversification and conservative risk taking.

He separately holds Series 7, 63, and 24 registrations as an Investment Adviser Representative of Commonwealth Financial Network®. In 2009, Joe was named among the nation's top investment advisors by Barron's1 and was listed among the top 25 independent financial advisors in the United States by Registered Rep2 magazine in August 2010. He attended The Ohio State University business program and received the CERTIFIED FINANCIAL PLANNER™ professional certification in 1982.

1Ohio advisors based on assets under management.
2National survey based on assets under management.
Accounts are managed through Commonwealth Financial Network.

Financial Perspectives
12:41 pm
Fri March 7, 2014

A Lesson in Being Patient

Chornyak & Associates

Joe Chornyak uses a recent personal experience with being patient to illustrate a basic financial investment strategy.  Markets today are volatile and more than likely always will be, but being patient and riding through the storm will always pay off in the long run.  After the 2008 economic downturn markets eventually rebounded and hit record highs.  Every market correction is different, and patience eventually pays off.

Chornyak & Associates
5:56 pm
Tue February 11, 2014

Preparing Your IRS Forms

Chornyak Assoc.

Preparing your IRS forms? Commonwealth Financial Network gives you a sound introduction on what changes are in place for 2013 and what we can expect in 2014.

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Chornyak & Associates
1:00 am
Wed January 1, 2014

A Financial Checklist For 2014

Chornyak Assoc.

A new year is upon us and we think that this month's newsletter will help you get off to a good start.

For example, Commonwealth Financial Network gives you a useful monthly plan to remind you of different financial issues that need to be taken care of during the year. Read the full article here.

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December 2013
1:06 pm
Mon December 9, 2013

Tips & Tricks for Smart Holiday Shopping

For many people, one of the joys of the holiday season is shopping.  For others it's a chore that brings on stress.  In either case, our post this month provides lots of information that will make you a more informed consumer.  

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November 2013
5:17 pm
Thu November 21, 2013

Ready For IRS Tax Season?

Chornyak Assoc.

It's time to start thinking about taxes again!  Here at Chornyak & Associates we have a highly qualified tax-planning department, headed by Adam Smetzer, CPA, prepared to serve you.  In the video for this month, Adam tells you about himself and his interests.

7:00 am
Mon October 14, 2013

Chornyak Doubles Listener Donations = 3rd Time!

Joe Chornyak Sr. ready to take your phone call at (614) 365-5711.
Antczak McCuen/WCBE

Chornyak & Associates encourages listeners to donate to WCBE from 7-9am today 10/14. When you do they will double your donation with a matching gift of $5,000. This is a dollar-for-dollar offer for any donation made by phone during this time. (614) 365-5711.

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4:33 pm
Fri October 11, 2013

Donations Matched Now until 7pm

Joe Jr. & Joe Sr. of Chornyak & Associates love WCBE!
WCBE/Richelle Antczak McCuen

Chornyak & Associates encourages listeners to donate to WCBE from 4-7pm today. When you do they will double your donation with a matching gift of $5,000. This is a dollar-for-dollar offer for any donation made by phone during this time. (614) 365-5711.

We have a limited number of matching offers throughout the drive, so if you’re considering a donation to WCBE - don’t wait! Give now while you have a free moment; call 614-365-5711.

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October 2013
6:23 pm
Tue October 1, 2013

Excel For the Benefit of Your Clients

Chornyak Assoc.

I hope you'll take a look at our video for this month.  It's a personal message from me to our clients, potential clients, and friends.  I want you all to know that I love what I do and I'm highly motivated to provide you the best financial counseling possible.  It's a goal that all management and staff at Chornyak & Associates share and strive to achieve in our everyday dealings with you.

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September 2013
4:33 pm
Mon September 9, 2013

Renaissance in U.S. Economic Growth

The U.S. renaissance in energy, manufacturing growth, and the rebound of the automotive industry are bringing about opportunities for investors.  Make sure you catch this video in which Joe Chornyak discusses what he's hearing from portfolio mangers regarding our energy and manufacturing future.

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5:46 pm
Fri August 23, 2013

Social Security Rules and Strategies

Social Security

We often get questions about Social Security rules and strategies. Commonwealth Financial Network provides some excellent advice about when to apply for Social Security.  Don't miss it.  

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June 2013
12:23 pm
Mon June 10, 2013

What's Hot In Financial Markets Today

As a result of Joe Chornyak's recent meetings with portfolio managers, he uncovered some surprising insights as to what is HOT in financial markets today. Don't miss this video in which he shares with us his thoughts on creating the greatest opportunity over the long haul.

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12:28 pm
Fri May 31, 2013

Preparing for Medicare Enrollment

With all the options available to you, the Medicare enrollment process can seem overwhelming, especially if you leave important decisions to the last minute. Commonwealth Financial Network provides the following advice to ease any potential discomfort about making the correct choices.

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April 2013
12:19 pm
Fri May 31, 2013

Financial News From Chornyak & Associates

Where should we place our emphasis in savings and investment?  It's a question that we at Chornyak & Associates face frequently. The website Consumerism Commentary looks at both sides of the issue and comes up with some sound thoughts.  The answer?  It's a "moveable goal." 

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Spring Fundraiser Giveaway
1:10 am
Fri April 26, 2013

Last Chance to Donate & Win an iPad Mini

Register to win by calling (614) 365-5711!

This giveaway is for all you procrastinators out there! Today is the last day of our on-air fundraiser, and as of this morning we have $58,834.80 left to raise by 7pm today. Chornyak & Associates has once again come forward to inspire you to donate by giving away an iPad Mini to one lucky listener. 

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Spring Fundraiser Giveaway
4:17 pm
Wed April 24, 2013

iPad Mini Giveaway: Winner #2 Announced

Congratulations to renewing member, Roger Byers! He is the winner of our iPad Mini Giveaway #2, held on Wednesday, April 24th during on our spring on-air fundraiser.  

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Spring Fundraiser Giveaway
7:00 am
Mon April 22, 2013

Support WCBE & Win an iPad Mini

All donations made between 7am - 3pm are automatically entered to win!

Make a donation today before 3pm and you’ll automatically be entered into our iPad Mini Giveaway, sponsored by Chornyak & Associates.  

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Spring Fundraiser
3:50 pm
Fri April 19, 2013

Chornyak & Assoc. Support WCBE with a Matching Donation

Joe Sr. and Joe Jr. of Chornyak & Assoc. encourage you to call and take their money!

Chornyak & Associates encourages listeners to donate to WCBE from 4-7pm today. When you do they will double your donation with a matching gift of $5,000. This is a dollar-for-dollar offer for any donation made by phone during this time. (614) 365-5711.

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March 2013
6:14 pm
Wed March 13, 2013

Financial News From Chornyak & Associates

The Barron's magazine top financial advisor rankings are out again for this year, and we are proud to be in the national top 1,000, as well as having moved up to number 18 in the Ohio list.  We want to thank our clients for keeping us in this elite group.   

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3:39 pm
Mon March 4, 2013

Less uncertainty - what do we do now?

At the end of last year we were all talking about the "fiscal cliff." At the beginning of this year, the American Taxpayer Relief Act was passed and signed by the president, bringing about a lot of changes. 

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News from Chornyak & Associates
12:11 pm
Tue January 15, 2013

IRS Trends in Tax Auditing

Are you aware of the significant changes in the way the IRS targets taxpayers for audits and how it conducts the exams?  

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