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Financial Planning: Winners and Losers

By Joseph Chornyak, Sr., CFP

Columbus, OH – Among the investment community, there's a lot of concern about the volatility and uncertainty in Europe today. Joe Chornyak points out that there will always be winners and losers. As portfolio managers, analysts, and researchers, are investigating European companies, looking at their balance sheets, and visiting with management, they're finding that there are opportunities. Investing is not a 50-yard dash, it's more of a marathon.

PROFESSIONAL BIO: With more than 30 years experience in the financial planning field, Joe is the managing partner of Chornyak & Associates Financial Planning Consultants. His financial advisory philosophy is based upon broad investment diversification and conservative risk taking. He separately holds Series 7, 63, and 24 registrations as an investment adviser representative of Commonwealth Financial Network. In 2009, Joe was named among the nation's top investment advisors by Barron's1 and was listed among the top 25 independent financial advisors in the United States by Registered Rep2 magazine in August, 2010. He attended The Ohio State University business program and received the CERTIFIED FINANCIAL PLANNER professional certification in 1982. 1Ohio advisors based on assets under management. 2National survey based on assets under management. Accounts are managed through Commonwealth Financial Network.