Chornyak & Associates

News From Chornyak & Assoicates December, 2014: Winter Preparation Checklist

Dec 8, 2014

Commonwelath Financial Network warns us to avoid making the end of the year more stressful than it needs to be. By checking some items off your list earlier, you'll be free to focus on what's important during the holidays-spending time with family and friends.

Are you ready for colder weather and the end-of-the-year rush? Consider using some of these tips to help you save money and time as winter approaches.

Ready your home and car

Five steps to survive your adult child's return home

Nov 7, 2014

When you waved your grown-up kids off to college, cheered at their graduation, congratulated them on a first job or helped them move in with a partner, you didn't expect that one day you'd be following up those milestones with: "Welcome home!"

But one of the ironies of 21st century life is that just at the crossroads when emerging adults want to take a great leap forward toward independence, many are forced by circumstance to come back home. 

The New Perfect Storm

Market Watch: September 2014, Financial News from Chornayk & Associates

Sep 10, 2014

  U.S. markets shoot higher

August was another very strong month for U.S. stock markets, even as the conflict in Ukraine worsened and signs of weaker global economic growth appeared. After a slow first week, gains were steady through month-end, with the S&P 500 Index closing out August up 4 percent, the Dow Jones Industrial Average up 3.6 percent, and the Nasdaq up 4.82 percent. The larger uptick for the Nasdaq suggests that investors were becoming more focused on gains than on market risks.

Talking to Your Aging Parents About Their Finances

Jul 10, 2014

As people age, their financial needs change and they may need advice. Here's a useful checklist of issues to consider in working with aging family members regarding financial decisions, provided by Commonwealth Financial Network.

Each day between 2011 and 2030, 10,000 baby boomers will celebrate their 65th birthdays. As the boomers grow older, their middle-aged children may find themselves in a challenging situation: providing financial assistance to their parents as well as their own kids.

The Budget Traveler: Tips for Booking Your Summer Vacation Online

Jun 6, 2014

  If a summer getaway is on your agenda, doing some online research is a great way to find deals. But is it better to book through a third-party travel website, like Expedia or Orbitz, or directly with the airline, hotel, or car rental agency? 

We learn from life as we live it.  This month Joe shares with us some important life tactics that he learned from a friend who recently passed away.  The lessons all have to do with keeping our minds alert and learning from our mistakes.  We must free our lives of clutter by getting things done.  The best way to achieving a freer lifestyle is the Nike motto, "Just Do It." Take a look at this thoughtful video and see if the advice fits your lifestyle.

Chornyak & Associates

Joe Chornyak uses a recent personal experience with being patient to illustrate a basic financial investment strategy.  Markets today are volatile and more than likely always will be, but being patient and riding through the storm will always pay off in the long run.  After the 2008 economic downturn markets eventually rebounded and hit record highs.  Every market correction is different, and patience eventually pays off.

Preparing Your IRS Forms

Feb 11, 2014
Chornyak Assoc.

Preparing your IRS forms? Commonwealth Financial Network gives you a sound introduction on what changes are in place for 2013 and what we can expect in 2014.

A Financial Checklist For 2014

Jan 1, 2014
Chornyak Assoc.

A new year is upon us and we think that this month's newsletter will help you get off to a good start.

For example, Commonwealth Financial Network gives you a useful monthly plan to remind you of different financial issues that need to be taken care of during the year. Read the full article here.

Tips & Tricks for Smart Holiday Shopping

Dec 9, 2013

For many people, one of the joys of the holiday season is shopping.  For others it's a chore that brings on stress.  In either case, our post this month provides lots of information that will make you a more informed consumer.  

Chornyak Assoc.

It's time to start thinking about taxes again!  Here at Chornyak & Associates we have a highly qualified tax-planning department, headed by Adam Smetzer, CPA, prepared to serve you.  In the video for this month, Adam tells you about himself and his interests.

Chornyak & Associates encourages listeners to donate to WCBE from 4-7pm today. When you do they will double your donation with a matching gift of $5,000. This is a dollar-for-dollar offer for any donation made by phone during this time. (614) 365-5711.

Antczak McCuen/WCBE

Chornyak & Associates encourages listeners to donate to WCBE from 7-9am today 10/14. When you do they will double your donation with a matching gift of $5,000. This is a dollar-for-dollar offer for any donation made by phone during this time. (614) 365-5711.

WCBE/Richelle Antczak McCuen

Chornyak & Associates encourages listeners to donate to WCBE from 4-7pm today. When you do they will double your donation with a matching gift of $5,000. This is a dollar-for-dollar offer for any donation made by phone during this time. (614) 365-5711.

We have a limited number of matching offers throughout the drive, so if you’re considering a donation to WCBE - don’t wait! Give now while you have a free moment; call 614-365-5711.

Chornyak Assoc.

I hope you'll take a look at our video for this month.  It's a personal message from me to our clients, potential clients, and friends.  I want you all to know that I love what I do and I'm highly motivated to provide you the best financial counseling possible.  It's a goal that all management and staff at Chornyak & Associates share and strive to achieve in our everyday dealings with you.

The U.S. renaissance in energy, manufacturing growth, and the rebound of the automotive industry are bringing about opportunities for investors.  Make sure you catch this video in which Joe Chornyak discusses what he's hearing from portfolio mangers regarding our energy and manufacturing future.

Social Security Rules and Strategies

Aug 23, 2013

We often get questions about Social Security rules and strategies. Commonwealth Financial Network provides some excellent advice about when to apply for Social Security.  Don't miss it.  

As a result of Joe Chornyak's recent meetings with portfolio managers, he uncovered some surprising insights as to what is HOT in financial markets today. Don't miss this video in which he shares with us his thoughts on creating the greatest opportunity over the long haul.

Preparing for Medicare Enrollment

May 31, 2013

With all the options available to you, the Medicare enrollment process can seem overwhelming, especially if you leave important decisions to the last minute. Commonwealth Financial Network provides the following advice to ease any potential discomfort about making the correct choices.