In my recent travels I've spoken with portfolio managers, analysts, and researchers from a wide variety of disciplines. The consensus of opinion is that we will continue to face market volatility as we move forward. Active portfolio management emphasizes diversification, focus, and a long-term perspective.
~ Joseph Chornyak, Sr.
While it may appear as though though there's a buy-and-hold strategy behind portfolio strategies today, what's really happening is that sound investing principles, those principles that have stood the test of time, are still in play.
HSAs or Health Savings Accounts can provide significant tax deductions as well as help you deal with rising health care costs. However, they are not for everyone. Please read this month's lead article to learn if an HSA makes sense for your family.